Living with debt is something that many of us do, but I couldn’t find one person that actually enjoys it. So this begs the question? Why not do something about it? I guess often for some the solution seems more painful than the current situation? I guess because otherwise wouldn’t more people opt to get out of it? Regardless perhaps you simply need a plan or be educated on what you could do in order to better your situation. Learning about finances is something like is often overlooked, its often I believe the reason why debt levels are at such a high in this country. People spend and spend then end up needing to get a bail out with debt settlement or some other debt help program. While these are definitely a benefit to those who need them, it should not be the aim from the start. I think schools should better educate people on their finances, including mortgages, credit cards, lines of credit etc. Our nation is in enough disrepair and so are other nations around the world. Perhaps some better teaching in schools would help us all out in the long run.